The term "one-horse" originated as an agricultural phrase, meaning 'to be drawn/worked by a single horse.' This led to the use of this phrase in a metaphorical sense as something that is small or insignificant.
Charles Dickens explained in his publication All the Year Round (1871):
'One horse' is an agricultural phrase, applied to anything small or insignificant, or to any inconsiderable or contemptible person: as a 'one-horse town,' a 'one-horse bank,' a 'one-horse hotel,' a 'one-horse lawyer', [etc.]
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